CyberPolicy is monitoring news of the coronavirus (COVID-19) outbreak and has activated a business continuity plan in response to the situation. We have implemented precautionary and preparedness measures to reduce exposure to the coronavirus and are prepared to maintain normal business operations.
X
BUSINESS INSURANCE

Let's find you the right Workers Compensation Policy

Compare insurance quotes and find a policy that fits your needs.
get startedNot sure what insurance your business needs?
Try Business Insurance Checkup >

What is a Workers Compensation insurance policy?

This policy protects your employees if they suffer an injury or become ill while on the job. This is mandated by the state if the business employs more than a certain number of employees, and the threshold varies by state. It also protects your company from being sued by employees for workplace conditions that can cause harm.

"My CoverHound rep, Chris, was extremely helpful and knowledgeable of my needs. We discussed in detail what my business needs were and found great coverage at an affordable premium."

Jeffrey G.

Who needs a Workers Compensation insurance policy?

Business owners who:

  • Have employees!

Note: Only Texas allows employers to opt out of carrying workers compensation insurance altogether; however, these employers can still be sued for uncompensated work injuries.

What's covered?

  • Medical costs due to workplace injury or sickness
  • Lost wages due to workplace injury or sickness
  • Costs to retrain injured or sick employees returning to work
  • Related legal fees
  • Wages for a temporary worker

What's NOT covered?

  • Medical costs for certain non-traditional employees, including unpaid workers (e.g. interns or volunteers)

Why CoverHound?

  • Curated Choice
    Our data-driven matches allow you to easily compare rates from trusted insurers, meaning you can find the best policy and get back to business ASAP.
  • Comprehensive Assessment
    We take the time to fully understand your business and its unique needs, so we can recommend the right coverage to protect your business and employees.
  • Objective Advice
    Our licensed advisors are compensated based on service, not sales commissions. You can count on their impartial advice to select the right coverage.
  • Value
    Did we mention CoverHound is free to use? And we comparison shop with 40+ carriers to ensure you get the best price for the coverage you need.

Learn about our other business insurance types:

Here's what our customers have to say

Hear directly from some of the people CoverHound has helped around the nation.

"I really love that we did business with a CoverHound. We are very pleased with service, price and quick turn around. With all this new virtual era this is the best way to shop for insurance. Thank you."

- Jose Ines Maldonado

"CoverHound advisors found me the best rate for my unique business. Everywhere I looked the rates were just too high. They have all the insurers at their fingertips so it's in your best interest to use CoverHound!!!"

- Ray Cook

"What a wonderful service you provide! I had checked at least four companies before checking with CoverHound for help finding insurance. Not only did I find insurance, but it was the best rate too! Thank you so much!"

- Mary Beach

Find the best policy
(866) 278-7881
Stay Connected
CoverHound, Inc., Insurance Agency, San Francisco, CA
McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams
TRUSTe
© 2010 - 2021 CoverHound, Inc. All rights reserved. CoverHound© is a trademark of CoverHound, Inc. DBA: CyberPolicy Insurance Solutions - CA License No. 0L13180. DBA: CoverHound Insurance Solutions - CA License No. 0H52375