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A 60-second business insurance checkup can help answer your coverage-related questions. Share some specifics about your business and we’ll highlight the insurance coverages that are appropriate for your industry and specific to your business.  

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What is a Business Owners Policy (BOP)?

This is a general insurance package that offers General Liability and Business Property insurance under one policy. General Liability protects your business from another person or business' claims of bodily injury, and related medical costs, property damage, data loss and personal injury. Business Property protects damage to a rented property and the equipment inside it.

Who needs a Business Owners Policy?

Your business owner policies are backed by the most trusted insurance carriers in the industry:

  • Own the building where they work
  • Rent a physical space
  • Own and work with large amounts of data
  • Have employees who could act dishonestly or steal clients' property
  • Have business equipment such as computers, printers and furniture

What's covered?

General Liability

  • Bodily injury
  • Third party property damage
  • Personal injury
  • Advertising injury (libel and slander)
  • Third party medical expenses

Business Property

  • Related defense costs

What's NOT covered?

  • Damage to business equipment and rented property
  • Employee on-the-job injuries
  • Malpractice
  • Employee discrimination lawsuits or fraud
  • Fraud or intentional injury
  • Failure to protect sensitive information

Learn about our other business insurance types:

Business Owners Policy
General Liability
Professional Liability
Workers Compensation
Commercial Auto
Directors and Officers
Cyber Insurance
Other Insurance

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We are backed by the most trusted insurance carriers in the industry:

About CoverHound

Insurance shopping simplified by technology, backed by generations of experience. CoverHound® is an original InsurTech that allows consumers and businesses to easily compare and purchase insurance online — offering competitive rates and coverages in all 50 states with fast, accurate and actionable quotes from A-rated U.S. insurance carriers.

CoverHound is part of the Retail segment of Brown & Brown, Inc. (NYSE: BRO), a leading insurance brokerage firm, delivering risk management solutions to individuals and businesses since 1939. The Brown & Brown team is as connected locally as it is nationally, with more than 8,000+ Retail teammates in 300+ locations across the U.S. and select global markets. No matter where you are on your growth journey, our team is committed to help you find solutions to meet your ever-evolving needs.

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