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Let's find you the right Business Owners Policy

Browse coverages, get quotes, purchase, and print documents - all online.
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Your business owner policies are backed by the most trusted insurance carriers in the industry:

Find coverage and convenience all in one place:

A streamlined application process

One questionnaire gives you quotes from every major carrier.

Multiple quotes and discount options

Pick a policy that fits your business, or bundle policies and save.

Coverage within 24 hours

Quickly get covered and get on with your day.

Check if your business is fully covered

A 60 second business insurance checkup will answer all of your questions. Share some specifics about your operation, and we’ll recommend the coverages that give you the best protection.

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What is a Business Owners Policy (BOP)?

This is a general insurance package that offers General Liability and Business Property insurance under one policy. General Liability protects your business from another person or business' claims of bodily injury, and related medical costs, property damage, data loss and personal injury. Business Property protects damage to a rented property and the equipment inside it.

Who needs a Business Owners Policy?

Your business owner policies are backed by the most trusted insurance carriers in the industry:

  • Own the building where they work
  • Rent a physical space
  • Own and work with large amounts of data
  • Have employees who could act dishonestly or steal clients' property
  • Have business equipment such as computers, printers and furniture

What's covered?

General Liability

  • Bodily injury
  • Third party property damage
  • Personal injury
  • Advertising injury (libel and slander)
  • Third party medical expenses

Business Property

  • Related defense costs

What's NOT covered?

  • Damage to business equipment and rented property
  • Employee on-the-job injuries
  • Malpractice
  • Employee discrimination lawsuits or fraud
  • Fraud or intentional injury
  • Failure to protect sensitive information

Learn about our other business insurance types:

Here’s what our customers have to say!

Hear directly from some of the people that CoverHound has helped around the country.

"I really love that we did business with a CoverHound. We are very pleased with service, price and quick turn around. With all this new virtual era this is the best way to shop for insurance. Thank you."

- Jose Ines Maldonado

"CoverHound advisors found me the best rate for my unique business. Everywhere I looked the rates were just too high. They have all the insurers at their fingertips so it's in your best interest to use CoverHound!!!"

- Ray Cook

"What a wonderful service you provide! I had checked at least four companies before checking with CoverHound for help finding insurance. Not only did I find insurance, but it was the best rate too! Thank you so much!"

- Mary Beach

About CoverHound

Insurance shopping simplified by technology, backed by generations of experience. CoverHound® is an original InsurTech that allows consumers and businesses to easily compare and purchase insurance online — offering competitive rates and coverages in all 50 states with fast, accurate and actionable quotes from A-rated U.S. insurance carriers.

CoverHound is part of the Retail segment of Brown & Brown, Inc. (NYSE: BRO), a leading insurance brokerage firm, delivering risk management solutions to individuals and businesses since 1939. The Brown & Brown team is as connected locally as it is nationally, with more than 8,000+ Retail teammates in 300+ locations across the U.S. and select global markets. No matter where you are on your growth journey, our team is committed to help you find solutions to meet your ever-evolving needs.

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