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BUSINESS INSURANCE

Let's find you the right Business Owners Policy

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What is a Business Owners Policy (BOP)?

This is a general insurance package that offers General Liability and Business Property insurance under one policy. General Liability protects your business from another person or business' claims of bodily injury, and related medical costs, property damage, data loss and personal injury. Business Property protects damage to a rented property and the equipment inside it.

"My CoverHound rep, Chris, was extremely helpful and knowledgeable of my needs. We discussed in detail what my business needs were and found great coverage at an affordable premium."

Jeffrey G.

Who needs a Business Owners Policy?

Business owners who fit any of these situations

  • Own the building where they work
  • Rent a physical space
  • Own and work with large amounts of data
  • Have employees who could act dishonestly or steal clients' property
  • Have business equipment such as computers, printers and furniture

What's covered?

General Liability

  • Bodily injury
  • Third party property damage
  • Personal injury
  • Advertising injury (libel and slander)
  • Third party medical expenses

Business Property

  • Related defense costs

What's NOT covered?

  • Damage to business equipment and rented property
  • Employee on-the-job injuries
  • Malpractice
  • Employee discrimination lawsuits or fraud
  • Fraud or intentional injury
  • Failure to protect sensitive information

Why CoverHound?

  • Curated Choice
    Our data-driven matches allow you to easily compare rates from trusted insurers, meaning you can find the best policy and get back to business ASAP.
  • Comprehensive Assessment
    We take the time to fully understand your business and its unique needs, so we can recommend the right coverage to protect your business and employees.
  • Objective Advice
    Our licensed advisors are compensated based on service, not sales commissions. You can count on their impartial advice to select the right coverage.
  • Value
    Did we mention CoverHound is free to use? And we comparison shop with 40+ carriers to ensure you get the best price for the coverage you need.

Learn about our other business insurance types:

Here's what our customers have to say

Hear directly from some of the people CoverHound has helped around the nation.

"I really love that we did business with a CoverHound. We are very pleased with service, price and quick turn around. With all this new virtual era this is the best way to shop for insurance. Thank you."

- Jose Ines Maldonado

"CoverHound advisors found me the best rate for my unique business. Everywhere I looked the rates were just too high. They have all the insurers at their fingertips so it's in your best interest to use CoverHound!!!"

- Ray Cook

"What a wonderful service you provide! I had checked at least four companies before checking with CoverHound for help finding insurance. Not only did I find insurance, but it was the best rate too! Thank you so much!"

- Mary Beach

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