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Let’s get you the right Liquor Liability policy

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Your liquor liability policies are backed by the most trusted insurance carriers in the industry:

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A streamlined application process

One questionnaire gives you quotes from every major carrier.

Multiple quotes and discount options

Pick a policy that fits your business, or bundle policies and save.

Coverage within 24 hours

Quickly get covered and get on with your day.

Check if your business is fully covered

A 60 second business insurance checkup will answer all of your questions. Share some specifics about your operation, and we’ll recommend the coverages that give you the best protection.

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Why do I need Liquor Liability Insurance?

A business owner can be liable for an intoxicated patron’s actions. For businesses who manufacture, sell or serve alcohol, Liquor Liability Insurance provides coverage for bodily injury or property damage claims caused by an intoxicated person served alcohol by the policyholder or policyholder’s employees.

Liquor Liability Insurance ensures that one intoxicated patron doesn't ruin your business.

A patron leaves your restaurant after consuming alcohol on premise and crashes their vehicle into another vehicle, injuring themselves and the other driver. The other drivers filed suit against your restaurant claiming her injuries stemmed from the overservice of alcohol. A Liquor Liability policy can defend against and pay for 3rd party property damages, medical expenses, and legal expenses that result.

  • Restaurants
  • Liquor Stores & Retail Stores
  • Bars, Taverns, & Night Clubs
  • Breweries & Wineries
  • Catering Companies
  • Event Promoters
  • Non-Profits (Fundraisers, Social Clubs, Fraternities)

What's covered?

  • Third-party bodily injury
  • Third-party property damage
  • Legal costs
  • Additional claims, such as assault and battery

What's NOT covered?

  • Libel and slander
  • Incidents related to underage drinking
  • Damage to your business property

Learn about our other business insurance types:

Here’s what our customers have to say!

Hear directly from some of the people that CoverHound has helped around the country.

"I really love that we did business with a CoverHound. We are very pleased with service, price and quick turn around. With all this new virtual era this is the best way to shop for insurance. Thank you."

- Jose Ines Maldonado

"CoverHound advisors found me the best rate for my unique business. Everywhere I looked the rates were just too high. They have all the insurers at their fingertips so it's in your best interest to use CoverHound!!!"

- Ray Cook

"What a wonderful service you provide! I had checked at least four companies before checking with CoverHound for help finding insurance. Not only did I find insurance, but it was the best rate too! Thank you so much!"

- Mary Beach

About CoverHound

Insurance shopping simplified by technology, backed by generations of experience. CoverHound® is an original InsurTech that allows consumers and businesses to easily compare and purchase insurance online — offering competitive rates and coverages in all 50 states with fast, accurate and actionable quotes from A-rated U.S. insurance carriers.

CoverHound is part of the Retail segment of Brown & Brown, Inc. (NYSE: BRO), a leading insurance brokerage firm, delivering risk management solutions to individuals and businesses since 1939. The Brown & Brown team is as connected locally as it is nationally, with more than 8,000+ Retail teammates in 300+ locations across the U.S. and select global markets. No matter where you are on your growth journey, our team is committed to help you find solutions to meet your ever-evolving needs.

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