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Let’s get you the right Liquor Liability policy

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Why do I need Liquor Liability Insurance?

A business owner can be liable for an intoxicated patron’s actions. For businesses who manufacture, sell or serve alcohol, Liquor Liability Insurance provides coverage for bodily injury or property damage claims caused by an intoxicated person served alcohol by the policyholder or policyholder’s employees.

"My CoverHound rep, Chris, was extremely helpful and knowledgeable of my needs. We discussed in detail what my business needs were and found great coverage at an affordable premium."

Jeffrey G.

Liquor Liability Insurance ensures that one intoxicated patron doesn't ruin your business.

A patron leaves your restaurant after consuming alcohol on premise and crashes their vehicle into another vehicle, injuring themselves and the other driver. The other drivers filed suit against your restaurant claiming her injuries stemmed from the overservice of alcohol. A Liquor Liability policy can defend against and pay for 3rd party property damages, medical expenses, and legal expenses that result.

Who Needs Liquor Liability Insurance?

  • Restaurants
  • Liquor Stores & Retail Stores
  • Bars, Taverns, & Night Clubs
  • Breweries & Wineries
  • Catering Companies
  • Event Promoters
  • Non-Profits (Fundraisers, Social Clubs, Fraternities)

What's covered?

  • Third-party bodily injury
  • Third-party property damage
  • Legal costs
  • Additional claims, such as assault and battery

What's NOT covered?

  • Libel and slander
  • Incidents related to underage drinking
  • Damage to your business property

Why CoverHound?

  • Curated Choice
    Our data-driven matches allow you to easily compare rates from trusted insurers, meaning you can find the best policy and get back to business ASAP.
  • Comprehensive Assessment
    We take the time to fully understand your business and its unique needs, so we can recommend the right coverage to protect your business and employees.
  • Objective Advice
    Our licensed advisors are compensated based on service, not sales commissions. You can count on their impartial advice to select the right coverage.
  • Value
    Did we mention CoverHound is free to use? And we comparison shop with 40+ carriers to ensure you get the best price for the coverage you need.

Learn about our other business insurance types:

Here’s what our customers have to say!

Hear directly from some of the people that CoverHound has helped around the country.

"I really love that we did business with a CoverHound. We are very pleased with service, price and quick turn around. With all this new virtual era this is the best way to shop for insurance. Thank you."

- Jose Ines Maldonado

"CoverHound advisors found me the best rate for my unique business. Everywhere I looked the rates were just too high. They have all the insurers at their fingertips so it's in your best interest to use CoverHound!!!"

- Ray Cook

"What a wonderful service you provide! I had checked at least four companies before checking with CoverHound for help finding insurance. Not only did I find insurance, but it was the best rate too! Thank you so much!"

- Mary Beach

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