A business owner can be liable for an intoxicated patron’s actions. For businesses who manufacture, sell or serve alcohol, Liquor Liability Insurance provides coverage for bodily injury or property damage claims caused by an intoxicated person served alcohol by the policyholder or policyholder’s employees.
"My CoverHound rep, Chris, was extremely helpful and knowledgeable of my needs. We discussed in detail what my business needs were and found great coverage at an affordable premium."
A patron leaves your restaurant after consuming alcohol on premise and crashes their vehicle into another vehicle, injuring themselves and the other driver. The other drivers filed suit against your restaurant claiming her injuries stemmed from the overservice of alcohol. A Liquor Liability policy can defend against and pay for 3rd party property damages, medical expenses, and legal expenses that result.
Who Needs Liquor Liability Insurance?
Hear directly from some of the people CoverHound has helped around the nation.
"I really love that we did business with a CoverHound. We are very pleased with service, price and quick turn around. With all this new virtual era this is the best way to shop for insurance. Thank you."
- Jose Ines Maldonado
"CoverHound advisors found me the best rate for my unique business. Everywhere I looked the rates were just too high. They have all the insurers at their fingertips so it's in your best interest to use CoverHound!!!"
- Ray Cook
"What a wonderful service you provide! I had checked at least four companies before checking with CoverHound for help finding insurance. Not only did I find insurance, but it was the best rate too! Thank you so much!"
- Mary Beach