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Quickly find your Liquor Liability policy

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Your liquor liability policies are backed by the most trusted insurance carriers in the industry:

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A streamlined application process

One questionnaire gives you quotes from every major carrier.

Multiple quotes and discount options

Pick a policy that fits your business, or bundle policies and save.

Coverage within 24 hours

Quickly get covered and get on with your day.

Take the confusion out of insurance coverage

A 60-second business insurance checkup can help answer your coverage-related questions. Share some specifics about your business and we’ll highlight the insurance coverages that are appropriate for your industry and specific to your business.  

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Why do I need Liquor Liability Insurance?

A business owner can be liable for an intoxicated patron’s actions. For businesses who manufacture, sell or serve alcohol, Liquor Liability Insurance provides coverage for bodily injury or property damage claims caused by an intoxicated person served alcohol by the policyholder or policyholder’s employees.

Liquor Liability Insurance ensures that one intoxicated patron doesn't ruin your business.

A patron leaves your restaurant after consuming alcohol on premise and crashes their vehicle into another vehicle, injuring themselves and the other driver. The other drivers filed suit against your restaurant claiming her injuries stemmed from the overservice of alcohol. A Liquor Liability policy can defend against and pay for 3rd party property damages, medical expenses, and legal expenses that result.

  • Restaurants
  • Liquor Stores & Retail Stores
  • Bars, Taverns, & Night Clubs
  • Breweries & Wineries
  • Catering Companies
  • Event Promoters
  • Non-Profits (Fundraisers, Social Clubs, Fraternities)

What's covered?

  • Third-party bodily injury
  • Third-party property damage
  • Legal costs
  • Additional claims, such as assault and battery

What's NOT covered?

  • Libel and slander
  • Incidents related to underage drinking
  • Damage to your business property

Learn about our other business insurance types:

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I have been working for 3 weeks with several different agencies to find insurance and it just took 1 simple phone call and 1 day to complete insurance.

- Jeff Welch

"The representative I spoke with was very friendly and helpful. And they do the work for you and compare rates so it saves you a lot of time. Thank you CoverHound."

- Elijah Avery

We are backed by the most trusted insurance carriers in the industry:

About CoverHound

Insurance shopping simplified by technology, backed by generations of experience. CoverHound® is an original InsurTech that allows consumers and businesses to easily compare and purchase insurance online — offering competitive rates and coverages in all 50 states with fast, accurate and actionable quotes from A-rated U.S. insurance carriers.

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