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Let’s get you the right Lessor’s Risk policy

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Your lessors risk policies are backed by the most trusted insurance carriers in the industry:

Find coverage and convenience all in one place:

A streamlined application process

One questionnaire gives you quotes from every major carrier.

Multiple quotes and discount options

Pick a policy that fits your business, or bundle policies and save.

Coverage within 24 hours

Quickly get covered and get on with your day.

Take the confusion out of insurance coverage

A 60-second business insurance checkup can help answer your coverage-related questions. Share some specifics about your business and we’ll highlight the insurance coverages that are appropriate for your industry and specific to your business.  

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Why Do I Need Lessor’s Risk Insurance?

Lessor’s risk is a type of small business insurance for building owners who lease space to commercial tenants. Sometimes known as landlord's insurance, it protects building owners from a wide range of risks such as property damage or bodily injury that may occur on a property leased to a client. A lessor’s risk policy differs from a general liability policy in that it applies specifically to losses that result from a tenant's use of your real property.

Lessor’s Risk Insurance Protects You And Your Real Property

What Type Of Real Property Is Covered?

  • Commercial properties
  • Apartment buildings
  • Retail complexes
  • Office spaces
  • Warehouses
  • Other building types

What's Covered?

  • Slip-and-fall injuries
  • Auto accidents on premise
  • Weather damage
  • Theft and vandalism
  • Fire
  • Water damage

What's NOT Covered?

  • Tenant’s personal possessions
  • Criminal negligence by the landlord
  • Damages resulting from contamination or pollution

Learn about our other business insurance types:

Here’s what our customers have to say!

Hear directly from some of the people that CoverHound has helped around the country.

"I really love that we did business with a CoverHound. We are very pleased with service, price and quick turn around. With all this new virtual era this is the best way to shop for insurance. Thank you."

- Jose Ines Maldonado

"CoverHound advisors found me the best rate for my unique business. Everywhere I looked the rates were just too high. They have all the insurers at their fingertips so it's in your best interest to use CoverHound!!!"

- Ray Cook

"What a wonderful service you provide! I had checked at least four companies before checking with CoverHound for help finding insurance. Not only did I find insurance, but it was the best rate too! Thank you so much!"

- Mary Beach

About CoverHound

Insurance shopping simplified by technology, backed by generations of experience. CoverHound® is an original InsurTech that allows consumers and businesses to easily compare and purchase insurance online — offering competitive rates and coverages in all 50 states with fast, accurate and actionable quotes from A-rated U.S. insurance carriers.

CoverHound is part of the Retail segment of Brown & Brown, Inc. (NYSE: BRO), a leading insurance brokerage firm, delivering risk management solutions to individuals and businesses since 1939. The Brown & Brown team is as connected locally as it is nationally, with more than 8,000+ Retail teammates in 300+ locations across the U.S. and select global markets. No matter where you are on your growth journey, our team is committed to help you find solutions to meet your ever-evolving needs.

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