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Let’s get you the right Fidelity and Crime policy

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Your fidelity and crime policies are backed by the most trusted insurance carriers in the industry:

Find coverage and convenience all in one place:

A streamlined application process

One questionnaire gives you quotes from every major carrier.

Multiple quotes and discount options

Pick a policy that fits your business, or bundle policies and save.

Coverage within 24 hours

Quickly get covered and get on with your day.

Take the confusion out of insurance coverage

A 60-second business insurance checkup can help answer your coverage-related questions. Share some specifics about your business and we’ll highlight the insurance coverages that are appropriate for your industry and specific to your business.  

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Why do I need Fidelity and Crime Insurance for my business?

No business or industry is immune to employee dishonesty. Fidelity and Crime Insurance protects against losses caused by an employee’s unlawful actions. This coverage will reduce a business's legal and financial vulnerability stemming from acts of theft, fraud, and vandalism committed by its employees.

Is Fidelity and Crime Insurance different than a Fidelity Bond?

Fidelity and Crime Insurance is often confused with a Fidelity Bond because they essentially do the same thing. However, there are some important distinctions between the two forms of coverage.

  • A Fidelity and Crime Insurance policy can offer higher limits.
  • A Fidelity Bond can offer direct reimbursements to customers that have fallen victim to an employee’s dishonest actions.
  • Crime Insurance is often an endorsement on a commercial insurance package, while a Fidelity Bond is separate.

Additionally, your industry, professional licensing, and the state in which your business operates may require you to secure a specific form of coverage. A licensed advisor can help you determine if a Fidelity and Crime policy is right for your business.


What's covered?

  • Acts of employee dishonesty and crime
  • Embezzlement
  • Computer fraud and funds transfer fraud
  • Document forgery or alteration
  • Credit card fraud
  • Theft of client's property
  • Disappearance or destruction of company property

What's NOT covered?

  • The policy owner’s criminal or dishonest actions
  • The policy owner’s liabilities due to crime related losses
  • The policy owner’s accounting errors

Learn about our other business insurance types:

Here’s what our customers have to say!

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"What a wonderful service you provide! I had checked at least four companies before checking with CoverHound for help finding insurance. Not only did I find insurance, but it was the best rate too! Thank you so much!"

- Mary Beach

About CoverHound

Insurance shopping simplified by technology, backed by generations of experience. CoverHound® is an original InsurTech that allows consumers and businesses to easily compare and purchase insurance online — offering competitive rates and coverages in all 50 states with fast, accurate and actionable quotes from A-rated U.S. insurance carriers.

CoverHound is part of the Retail segment of Brown & Brown, Inc. (NYSE: BRO), a leading insurance brokerage firm, delivering risk management solutions to individuals and businesses since 1939. The Brown & Brown team is as connected locally as it is nationally, with more than 8,000+ Retail teammates in 300+ locations across the U.S. and select global markets. No matter where you are on your growth journey, our team is committed to help you find solutions to meet your ever-evolving needs.

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