Not all insurance companies are built the same way, and when it comes to home and auto insurance, choosing the right carrier can make a big difference in your budget, your claims experience, and your peace of mind. That’s why we’re going to take you through some of CoverHound’s top picks for 2025.
You’ll find a quick overview of each carrier’s strengths (on both the auto and home side), who they’re usually the best fit for, and whether they let you bundle both policies. We’ll also point out when a carrier doesn’t sell home insurance or doesn’t have bundling available, so you can plan ahead.
We understand that searching for the perfect insurance fit can be stressful and time-consuming. That’s why we’re here to simplify things. CoverHound makes it easy to compare quotes from multiple trusted insurance carriers all in one place. So, let’s get into it!
If you’ve got a clean driving record, you are going to want to make the most of it. These carriers are well-known for rewarding safe driving habits with lower rates and other great perks. Let’s take a look at the top home and auto insurance choices for low-risk drivers.
Auto Strengths: Progressive is a favorite for drivers that have a clean record. Their Snapshot program rewards safe driving habits, and they have some of the best discounts available on the market.
Home Strengths: Progressive also provides flexible home insurance options, with some excellent digital tools to help you manage your policy online.
Can I Bundle Home and Auto with Progressive?
Yes! Bundling is simple, and many customers see some significant savings by doing so.
Learn more about buying insurance with Progressive
Auto Strengths: This company is a great choice for cautious drivers. Some of their perks include accident forgiveness and decreasing deductibles over time.
Home Strengths: Backed by Liberty Mutual, Safeco provides reliable home insurance coverage along with a wide range of other coverage types.
Can I Bundle Home and Auto with Safeco?
Yes! Bundling through Safeco is a smart way to go. Plus, it can be easier on your wallet.
If your driving record includes a few bumps from the past, like a DUI, SR-22, or multiple tickets, you’re not alone. Finding home and auto insurance that works for you is still very possible. These carriers are built to help you stay covered and on the road.
Auto Strengths: Dairyland is a great option for high-risk drivers. If you’ve had license issues, a DUI, or need an SR-22, they understand your situation and are ready to help you stay insured.
Home Strengths: Dairyland does not offer home insurance at this time, however they do offer renter’s insurance.
Can I Bundle Home and Auto with Dairyland?
While they don’t provide home coverage, CoverHound can help you build a bundle by pairing Dairyland auto with a separate home insurance policy from another trusted carrier.
Auto Strengths: This insurance company was built for drivers with complicated records! Bristol West focuses on non-standard coverage and is known for being reliable when it comes to claims support.
Home Strengths: Home insurance is not currently available through Bristol West.
Can I Bundle Home and Auto with Bristol West?
Even though they don’t provide home coverage, CoverHound can help you combine your auto policy with a separate home insurance plan to keep things simple and streamlined.
No matter which one you choose - Progressive, Safeco, Dairyland, or Bristol West - you’re getting access to flexible and reliable auto insurance. All of these CoverHound carriers allow you to customize your policy. You can choose liability-only coverage, add collision coverage and comprehensive coverage, include medical payments or personal injury protection (PIP) if you live in a no-fault state, and even tack on certain extras like rental reimbursement or roadside help.
CoverHound makes it simple to build a plan that works for your life. You can pick just what you need, skip what you don’t, and avoid paying for coverage that doesn’t quite fit your situation.
Bundling your home and auto insurance is a great way to save money. Most of the time, it comes with a built-in discount that makes it more cost-effective than buying each policy separately.
It also makes your life a little easier. When your home and auto coverage are with the same company, billing is smoother and handling claims can be a much easier process.
And here’s the best part - even if a single carrier doesn’t offer both home and auto, brokers like CoverHound can still help you find the perfect bundle across different carriers in many cases.
That way, you still get the convenience and savings, without having to hunt down the perfect combination yourself. This is just one more reason to compare quotes with CoverHound.
The truth is, the best home and auto insurance really isn’t about having the fanciest plan available on the market. It’s all about having coverage that actually fits your life. Whether you’ve got a spotless driving record or a few points on your license, CoverHound partners with trusted carriers to help you find the right match.
Do you need home and auto coverage that actually works for your budget and your lifestyle? If so, you’re in the right place.
With CoverHound, you can compare real quotes in one spot, see what’s available from the top carriers across the nation, and get on the road with confidence.
Get personalized quotes from CoverHound today and bundle your way to better protection.
Insurance shopping simplified
Insurance shopping simplified
