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Insures the physical structure of the home, coverage excludes land value.
Offers reimbursement for medical expenses such as office visits, follow-up consultations, and prescription drugs if someone is injured on your property.
Covers medical fees if someone is injured on your property. This includes legal fees if you are sued.
The additional amount the insurance provider will pay to rebuild your home once you have reached your policy limit on the Dwelling Coverage.
Covers the expenses and fees required to bring a home up to current building codes after a loss.
Insures structures that are located on the property but not attached to the main home. Coverage can include fences, sheds, detached garages, driveways, swimming pools, pool houses, and more.
Provides living expenses and temporary housing if a covered event forces you to move out of your home.
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