CyberPolicy is monitoring news of the coronavirus (COVID-19) outbreak and has activated a business continuity plan in response to the situation. We have implemented precautionary and preparedness measures to reduce exposure to the coronavirus and are prepared to maintain normal business operations.
X
ARKANSAS AUTO INSURANCE

Auto insurance in Arkansas

Quickly compare multiple personalized quotes at once. Buy online or speak to a licensed advisor before you decide.
Call us for a free quote:

(866) 278-7881

(866) 278-7881

Insure your Arkansas vehicle in three easy steps:

Answer a few simple questions

Tell us about yourself and your vehicle.

Compare your options

Pick the policy that fits your budget.

Coverage begins within 24 hours

Buy online and quickly get the coverage you need!

Most common Arkansas auto insurance coverages:

  • Bodily Injury

Pays for another person’s injuries and expenses when you are at fault in an auto accident.

  • Comprehensive Coverage

Pays to repair or replace your vehicle when it is damaged by a non-collision event such as theft, vandalism, natural disasters, or fire.

  • Personal Injury Protection

Pays for medical expenses and lost wages if you, your passengers, and/or pedestrians get injured in an auto accident regardless of who’s at fault.

  • Medical Payments

Pays for medical expenses for you and everyone in your vehicle at the time of a collision regardless of who's at fault.

  • Collision

Pays to repair or replace your vehicle if it is damaged in an accident, regardless of who is at fault.

  • Property Damage

Pays to repair or replace another person’s vehicle or property that is damaged when you are at fault in an accident.

  • Uninsured/Underinsured Motorist

Pays your out-of-pocket expenses for vehicle repairs, medical bills, and lost wages if you are involved in an accident with an uninsured driver.

Arkansas Auto Insurance Guide

State of Arkansas auto insurance requirements:
Arkansas has multiple laws and regulations concerning auto insurance coverage requirements for vehicles operating within the state. The vehicle’s age, manufacturer, commuting distance, and the owner’s driving record will have the biggest role in determining insurance requirements for you. Workers Compensations Insurance and General Liability Insurance are the most common coverages in Arkansas. Several factors will mandate Workers Compensation Insurance in Arkansas. A licensed insurance advisor will be able to determine if your business falls within any of these requirements and if any exemptions are applicable.
How can I get auto insurance discounts in Arkansas?
You can typically get auto insurance discounts in Arkansas through safe driver discounts and by bundling your home and auto insurance policies together. If you have a clean driving record, ask your insurance advisor if you qualify for any safe driver discounts. Auto insurance discounts in Arkansas are sometimes given to older drivers too. Age is another factor that can affect premium amounts. As a general rule, teens and newer drivers can expect to pay more for auto insurance in Arkansas. Drivers 16-25 years old pay the highest premiums on average.
How can I get auto insurance discounts in Arkansas?
The cost of auto insurance in Arkansas can vary widely based on several factors. The vehicle’s age, commuting distance, coverage amounts, and the location where it is parked overnight all affect monthly premiums in Arkansas. For example, the cost of comprehensive coverage for a brand new luxury SUV in Little Rock will be very different than basic liability coverage for an older sedan in Fayetteville. Other considerations such as the vehicle owner’s age, driving record, accident history, and claims history also help determine the cost of auto insurance in Arkansas. A licensed insurance advisor will be able to identify auto insurance discounts in Arkansas that you may qualify for, along with discounts for bundling property insurance and auto insurance in Arkansas.
Cheap auto insurance for good drivers in Arkansas
Safe drivers in Arkansas with a clean driving record have a good reason to smile. Good drivers in Arkansaspay less than drivers with accidents and violations on their records. A driving record is one of the biggest factors in determining premium amounts. At-fault accidents, moving violations, and DUIs on your record will result in higher premiums. Age is another consideration in premium amounts. Drivers in Arkansas between 16-25 pay the highest insurance premiums on the road in the U.S. Teen drivers and inexperienced drivers have the highest risk of accident, therefore they are more expensive to insure.

Still need help with auto insurance in Arkansas?

Licensed advisors are standing by.

View your auto insurance quotes online, then connect with an advisor over the phone. Get started on a quote today, and we’ll pair you with a licensed advisor to discuss your auto coverage.

Call us for a free quote:

(866) 278-7881

(866) 278-7881

"I have always believed in this company. They help me with the research that is tedious, and I don't have time for. Its the best option for me since I like to rate the insurance companies often."

- Cheryl Hall

I have been working for 3 weeks with several different agencies to find insurance and it just took 1 simple phone call and 1 day to complete insurance.

- Jeff Welch

"The representative I spoke with was very friendly and helpful. And they do the work for you and compare rates so it saves you a lot of time. Thank you CoverHound."

- Elijah Avery

We are backed by the most trusted insurance carriers in the industry:

About CoverHound

CoverHound is the only place where you can compare insurance quotes AND buy insurance policies online. You get fast, accurate, and actionable quotes based on your specific needs with competitive rates and coverages all in one place.  Compare, Click, Covered…. Yes, it’s that easy!

Your insurance quotes are backed by the most trusted insurance carriers in the industry:

© 2010 - CoverHound LLC - All rights reserved.
PO Box 9070, Carlsbad, CA. 92018-9070
CoverHound© is a trademark of CoverHound LLC
DBA: CoverHound Insurance Solutions - CA License
No. 6005304