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Will My Auto Insurance Cover A Bad Repair Job?

Every time you take your car into the mechanic for a full service or repair you rue the day they decided not to take a mechanics class. When the service details of your car are discussed with you, you have no idea what the mechanic is saying. You just nod your head in agreement and give them the green light to make the adjustments and repairs.

You worry that one day a not-so-honest mechanic is going to recognize that you don’t know much about cars and will try (and successfully) swindle you. If a mechanic does make a poor repair job and damages your vehicle further, will your auto insurance carrier cover the cost of more repairs with a reputable shop?

To learn more about what an auto insurance company will do and how to find an affordable insurance company that will offer you support, look for your insurance quotes auto answers with CoverHound.

What to Do After a Faulty Repair

As your car starts to sputter and shake, forcing you to pull onto the shoulder, you’re going to be overwhelmed by stress. Knowing that you just had your car repaired will soon lead you to anger, because you’ll believe the mechanic didn’t do their job right. The first thing to realize is that people mistakes, even at work. There is a logical explanation for what has happened to your car, and it’s important to remain calm, cool and collected.

Contact the mechanic about the issue, and have your vehicle towed to the shop. Explain to the mechanic what happened before you started experiencing the vehicle malfunction, and let them know this is not the way your car typically drives. Respectfully but firmly let the mechanic know you are not happy with the repair, and ask that your vehicle be serviced once more, at no additional cost to you.

If the mechanic disagrees, seek to have your car repaired elsewhere. CarStory suggests that you can take legal action against the mechanic, but that this should be a last resort. If you took your vehicle in for repairs after an accident in which you were the victim, your auto insurance company will cover the expenses of the repairs, including further repairs if need be. All you have to do is contact your insurance agent about the service, and they will take care of the rest.

When Insurance Doesn’t Work

If you took your vehicle in for a service, oil change, paint job or some other wear and tear matter and the mechanic shop damages your vehicle, your auto insurance policy will not cover the damages. And if you only have auto liability coverage and are responsible for the accident, your insurance policy will not cover any damages to your vehicle after an auto accident. For an auto insurance package that will cover your vehicle whether you are at fault in the accident or not, you will need to invest in collision and comprehensive coverage. And guess what? When you bundle your auto insurance, you get a discount!

Having to take your vehicle in for repairs is a time suck, but having a good auto insurance policy will get your car in and out in no time. To find your new policy, check out our offerings at CoverHound.

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Insurance shopping simplified

Review personalized quotes, select coverages, and buy online - Everything insurance, all-in-one-place.

Insurance shopping simplified

Review personalized quotes, select coverages, and buy online - Everything insurance, all-in-one-place.
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