Raise your hand if you’ve ever slowed down your vehicle to rubberneck a car accident. As you drove passed the wreckage you were grateful that you weren’t the one sitting on the side of the road scratched and bruised next to a car crushed and probably totaled. But that’s the thing about car accidents isn’t it, they can happen to anyone at any time. Just because you weren’t involved in an accident today, doesn’t mean you won’t be tomorrow, next week or even a month from now. All you can do is practice safe driving habits and hope for the best. But unfortunately, you’re not the only one using the roadways.
If you live in Colorado and are on the lookout for a new [car insurance Colorado](https://coverhound.com/insurance-learning-center/car-insurance-colorado) plan, you need to understand that insurance companies base part of the price of your premium on the driving conditions of the area you live in. Coloradans are involved in five common traffic accidents every day. To avoid winding up in one of these accidents yourself, read on, it just may keep you out of danger.
**How to Prevent an Accident**
According to the Colorado State Patrol Department of Safety, [70 percent](https://www.colorado.gov/pacific/csp/crash-trends) of Colorado’s roadside accidents have five common causes. They include:
Commonly referred to as [distracted driving](http://www.distraction.gov/stats-research-laws/facts-and-statistics.html), inattentive driving is when a motorist is texting, eating, chatting with passengers, looking at the GPS or adjusting the radio dial behind the wheel. For every [five seconds](https://www.flickr.com/photos/40986460@N02/9252210192) your eyes are off the road, you are driving the length of a football field. The length of a football field is 120 yards, that’s quite a distance. If you’re going 55 mph and another car attempts to merge into the lane in front of you, will you be able to stop in time?
There isn’t a driver out there who can say they’ve never gone over the speed limit, and if anyone does say so, they’re lying. But in all seriousness, many crashes could be prevented if motorists followed the speed limit. Check for speed posting signs, and if there is a car tailgating you because they think you’re driving too slow, just pull over and let them pass.
**Driving under the Influence**
Somehow, despite all evidence to the contrary, people still manage to convince themselves after a night of drinking that it’s okay to get in the car and drive home. In (http://www.cdc.gov/motorvehiclesafety/impaired_driving/impaired-drv_factsheet.html) alone (most current data available) close to 10,000 people died in DUI-related accidents. To avoid these types of accidents, call a cab after a fun night out. If you’re on the road and notice a car driving erratically, call the police and report the driver.
For whatever the reason, some drivers seem to have a hard time staying in their own lane. They’ll swerve between lanes, make unsafe lane changes and merge abruptly. Always use your blinker and check your blind spot before merging or changing lanes.
**Failure to Follow Road Signage**
You’ve likely noticed that some motorists look at traffic signs as a set of guidelines and not rules. The fifth most common type of accident for Coloradans are a result of failing to follow yield signage. Read all signs and follow all rules, it’s your best bet out on the road.
Nearly 4,000 Coloradans succumb to their injuries at the scene of the accident or in the hospital. No one deserves to suffer life-threatening injuries because they made one mistake out on the road. Follow all road rules and report any suspicious drivers. For more safe driving tips visit our [learning center](https://coverhound.com/insurance-learning-center). Looking for insurance discounts? [Visit CoverHound](https://coverhound.com/auto-insurance) today!