When you hit a certain age, after college but before marriage, you play with the idea of living alone. You went from living with mom and dad to living with roommates, never really getting to have a solitary moment to yourself. You love your roommates, but you’re itching to know what life would be like to come home after a long day at work and see a clean kitchen.
It’s strange, the differences between living with roommates and living on your own. One thing that never changes? Getting the best renters insurance on the market with CoverHound.
Benefits of Living Alone
− Coming home to a clean apartment. When you live alone, the only person you have to clean up after is yourself. This makes cleaning the apartment easy as you won’t have any built up resentment against a roommate who seems to think magical elves clean the piled up dishes in the sink every night.
− Guests have an all access pass. Your guests can stay at your place for an extended amount of time without irking a roommate. You won’t have to ask anyone if it’s okay if your partner visits for an overnight stay either!
− There is no drama. You won’t have to worry about getting their portion of the rent check on time, making sure you’re quiet enough or good about managing your allotted bathroom time in the mornings. What’s another added bonus? Your renters insurance will be even more affordable because there aren’t other people in the apartment who could all but burn it down while you’re gone.
Drawbacks of Living Alone
− Coming home to an empty apartment. There will be no one to greet you and make you a cup of tea if you have had a particularly rough day.
− Never getting out of doing the chores. You will have to clean up every mess you make. There’s no taking turns taking out the trash or emptying the dishwasher, you have to do all of it, unless you’re willing to live in a hoarder’s mess.
− Choking and other fears. When you live alone, you might notice that your paranoia spikes up a bit. Every bump in the night is an intruder and every bite of food could be the last.
Benefits of Living with Roommates
− Coming home to happy faces. You turn the key in the lock, open the door and see your roomie at the stove making dinner and excited to see you. They cook, you clean and it’s a happy co-habitation filled with good conversation and hilarity.
− Splitting the bills. You only have to pay for the half the rent, half the renters insurance and half the electricity, leaving extra money in your wallet for the fun stuff.
− The roomie is dependable. Having a roommate who can let you in the apartment if you have locked yourself out or volunteers to take you to the airport is a gift that keeps on giving.
Drawback of Living with Roommates
− Chores are not spread out evenly. One of you will inevitably end up doing the bulk of the cleaning, and it’s usually you. Playing a game of trash can Jenga will drive you next-level insane if you’re, as they say, a neat freak.
− Their partner is the not-agreed-upon third roommate. Sharing a living space means sharing it with their friends and S.O. too. If you’re not able to set ground rules an obnoxious roommate will take full-advantage of that situation.
− Not all of the furniture isn’t yours. Once the lease is up you’ll have to divvy up the furniture, leaving you to pay for a new couch and dining set.
There are advantages and disadvantages to living alone or with a roommate, but a constant advantage is the discount on renters insurance. Get your free quote with CoverHound.