Your life can change dramatically in a single instant. A fun road trip for the weekend turns into a monumental disaster when you are hurt in an auto accident. With personal injury protection insurance (PIP) you are protected when it counts the most. What does PIP insurance cover? PIP insurance covers the medical costs to get you back comfortably in the driver’s seat. At CoverHound, we find you comparable PIP insurance quotes that fit your budget and cover you when it counts.
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“PIP, PIP, HOORAY!”
Often referred to as the “no-fault car insurance,” PIP helps you in your recovery from auto-related injuries by paying a portion of your medical costs after a car accident, no matter which party was responsible for the collision. A majority of states in the US require drivers to carry some form of PIP or no-fault car insurance. Why? To help protect all those involved in an accident against lawsuits and personal injury claims that can potentially develop down the road. Nothing is more stressful or inconvenient than when a problem you thought was behind you rears its ugly head out of nowhere. Now when you’re involved in an auto accident, the last thing you have to worry about is a sue-happy personal injury lawyer knocking on your door.
What does PIP insurance cover? PIP insurance helps carriers cover some or a majority of costs related to any injuries they or their passengers sustained in a traffic accident. While coverage does vary by state, the Department of Motor Vehicles (DMV) notes that PIP will generally cover lost wages, medical fees, and in very unfortunate situations, funeral expenses. Again, this financial coverage doesn’t just apply to you as the driver, but to you and any passengers you have in the car at the time of the accident. How do you know if you need PIP insurance? According to the Insurance Information Institute (III), the following true “no-fault states” require personal injury protection by law: