When you initially run a search and compare auto insurance quotes online, you’re probably looking for the cheapest (such a dirty word!) policy you can find. Thinking yourself a decent driver and having a clean record, you’re not worried about getting in an accident any time soon. This really isn’t the way to go about shopping for car insurance.
The fact of the matter is you never know when you’re due for an accident. Well, actually, you sort of do: Forbes reports that drivers are involved in an auto accident once about every 18 years. If you haven’t been in an accident yet, it’s likely coming. But you’re a great driver, you’re thinking. Here’s the thing: other people on the road aren’t. AAA released a study detailing that 88 percent of motorists between the ages of 19-24 admit to performing “risky behavior” behind the wheel. What’s more, these drivers didn’t see texting or using apps while driving as a big deal.
You might be a fantastic driver, but that’s not going to protect you from the motorist who wants to capture how fast she can drive using the SnapChat speed filter. People are dying on roadways every day because of distracted driving, and now tech companies are finding themselves involved in the accident reports.
Apple Sued for FaceTime App
On Christmas Eve in 2014, five-year-old Moriah Modisette was riding with her parents and older sister down the Texas highway when another driver crashed into their vehicle going 65 mph. 22-year-old Garrett Wilhelm was behind the wheel, distractedly chatting away using Apple’s FaceTime app.
When rescue workers arrived on the scene they had to pry the vehicle open to get to Moriah and her dad, James Modisette. By the time Moriah was retrieved and rushed to the children’s hospital, she had succumbed to her injuries.
Wilhelm faces manslaughter charges, but Moriah’s parents blame another too, Apple. As Wilhelm’s trial date is set to take place in late February (Wilhelm was not indicted on manslaughter charges until August 2015) the Modiesettes’ are gearing up for a court battle with Apple.
A lawsuit filed against Apple by the Modisette family two years after Moriah’s death contends that the tech company had the technology to “lock-out” app users if they were traveling at certain speeds, as documented by the device’s built-in accelerometers and GPS.
Apple does not enforce lock-out features on their devices, but apps are being designed to combat distracted driving, in particular to curb texting and driving.
As of the writing of this article, Apple has not responded to the lawsuit. According to the lawsuit, Apple has had the technology to lock-out iPhone users from app usage if they are driving. The company’s failure to implement the safety feature has resulted in distracted driving accidents that caused death, injury and extreme stress.
No matter what you think about the lawsuit, distracted driving is a real threat on motorways. If a distracted driver hit you in an accident, would you have the financial coverage you needed? Compare auto insurance quotes with CoverHound to find a policy that’ll protect you when you need it most.
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