As a hypnotist, you lull patients into a deep state of relaxation and
increased awareness so they can work through various issues. But don’t get
lulled into a false sense of security just because your primary aim is to
help or entertain people—your business is financially vulnerable without
business insurance for hypnosis
. Whether you’re the leader of an established hypnotherapy practice or
you’re a sole proprietor working out of your spare room, it’s important to
protect your company against the kinds of liability that can arise whenever
you work closely with clients.
Before you start swinging a pendulum, consider these four reasons
hypnotists need business insurance in this day and age.
You need protection for your commercial space
Do you rent a room or suite in an existing commercial building? You’ll
likely need general liability insurance to even sign a lease. This
protection reassures your landlord you’d be able to cover any unexpected
damage or liability within the space. Do you work from a home office? Your
homeowners insurance policy likely does not have enough coverage to work
for you as both a resident and a working professional. You’ll need a
designated commercial policy to cover the
associated with various comings and goings within your space. After all,
people trip, fires start, pipes burst and mistakes happen.
A client sues you for an injury sustained during a trance
It’s impossible to predict exactly what will happen once someone goes into
a trance. Maybe they’ll have a breakthrough…or maybe they’ll end up with a
One man ended up suing
after he broke his leg while under hypnosis during a comedy act. The injury
was severe enough to require surgery. Apparently, the hypnotist told
participants to return to their seats while the man was still under
hypnosis; he took the most direct route and fell off the stage.
Patients may have physical reactions to memories, sensations and insights
during even the calmest of sessions that cause them to react—perhaps
falling off a piece of furniture, standing up suddenly or waving their
limbs. This is why it’s so important to cover your professional conduct
with professional liability insurance to protect against the staggering
cost of work-related lawsuits and settlements.
A client alleges your hypnotherapy caused a mental health break
Let’s say a client visits you, has a deep psychological breakthrough during
a session and then suffers a mental breakdown. During this time, they have
trouble eating, working and otherwise keeping up with their lives.
Unfortunately, this client or their family may serve you with a lawsuit for
financial losses resulting from your
advice or services
You commonly travel to client homes and events
If part of your job is putting the rubber to the road and traveling to
visit clients, you’ll need commercial auto insurance as well. If you’re
racking up miles traveling for work, even if it’s in your regular vehicle,
your personal auto insurance plan will no longer suffice.
Getting a business insurance policy for hypnosis protects your practice
against financial ruin resulting from lawsuits, natural disasters, car
accidents on the job and much more. Start with a free
quote from CoverHound today!