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10 Big Tips For Saving On Your Family's Insurance This Year

Insurance is tricky: policies, deductibles, premiums and rates rising and falling with the sun. Luckily, we've got a few tricks to help you better understand how to navigate the insurance buying process and several tips that could potentially save your family some extra cash on your policies next year. 

If you plan to be out and about on America's roads, auto insurance coverage is a must. It's not only against the law not to own auto insurance in nearly every state, it can result in some very expensive penalties in addition to repairs on your car after an accident. While previous legislation helped to greatly reduce the number of uninsured drivers in the United States, 12.6 percent of drivers drove uninsured or underinsured in 2012, according to the Insurance Information Institute. A few things you can do to lower your family's auto insurance payments are:

Save on insurance policies to come!

Save on insurance policies to come!




"Two important things will save you big: raising your deductibles and maintaining a good credit score."

Across the board, two important things will save you big: raising your deductibles and maintaining a good credit score. A deductible is the amount you have to pay out of pocket toward a loss before your insurance policy starts to pay into your claim. Give a little on this front and you could save big in the long run. For homeowners in particular, if you can afford to raise your claim to $1,000, you could save as much as 25 percent from the lowest possible rates.

The main thing to keep in mind is that no matter what kind of insurance you're shopping for is to remember that price differences are incredibly common, and comparison shopping is a must.

Make sure your are insured to the max by easily comparing auto, homeowners, renters and motorcycle insurance in one place via CoverHound.

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