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Nonprofit organizations and their directors protect themselves with these insurance coverages:
A member of the community volunteers to host your fundraising event. While emceeing, he trips over the microphone cord, twisting his ankle. General liability covers his medical expenses.
A former client accuses one of your company’s officers of misrepresenting the organization’s services, and sues for $30k. D&O covers litigation.
An employee’s laptop was recently stolen. The laptop can be replaced, but it contained sensitive client records. Cyber insurance covers you and your clients in the event of a data breach.
One of your employees develops carpal tunnel and needs to take some time off. Your workers’ comp insurance covers her medical costs and lost wages.
Your non-profits car has been vandalized, and equipment is missing. Your commercial auto insurance covers the damage to the car and replaces the stolen equipment.
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- Jeff Welch
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- Elijah Avery
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